meejle

Credit scores are meaningless. I’m currently under an Individual Voluntary Arrangement (IVA) because I lost my job and couldn’t afford to pay my debts.

It’s literally a court order that, among other things, says I’m not allowed to take out credit without permission, or move house without permission, until the end of the 7-year IVA. I have to give all my available income to a company and they divide it up between my creditors.

So, literally a “this man can’t be trusted to manage his debts” contract.

And yet! My credit score keeps going up and up. 😬 I’m now substantially above the UK average.

They literally included Channel 4’s Tweet saying it starts at 10pm… and still somehow got the time wrong.

Surprised the UK age verification selfies haven’t been used to extort people yet. It’d be so easy (and is such an obvious reason why the law is bullshit).

SecurAge🛡️
“Log in with Google to verify your age.”

“Sorry, we weren’t able to verify you using your Google Account. Please take a selfie for verification.”

“Now give us £1000, or we’ll send your picture and details of the porn you were trying to access to everyone in your contacts.”